Same technical principles, same API language. The differences lie in track record, scale, legal recognition and independent audits.
| Metric | Smart-ID | e-ID Mongolia |
|---|---|---|
| Provider | SK ID Solutions AS (Telia 50%, Swedbank 25%, SEB 25%) | Gerege Systems LLC |
| Launched | 2017-02 | No public date |
| Markets | EE · LV · LT · BE; licensed IS · IN · AM | Mongolia |
| Key technology | SplitKey 2-of-2 RSA (Cybernetica) | Split key, phone + HSM-encrypted server |
| Independent certification | CC EAL4+ (server), TÜV Austria eIDAS audit | Not publicly disclosed |
| Legal status | eIDAS QSCD (2018), "high" in 4 countries | Law on Digital Signatures (2021) — no clear public assessment |
| PIN1 / PIN2 | 4–12 / 5–12 digits | 4 / 6 digits |
| Verification code | 4 digits, with a pick-one-of-3 option | 5 digits |
| Onboarding | Bank, ID card (NFC), Mobile-ID, biometrics, bank login | DAN / G-Sign + selfie; foreign passport via NFC |
| Minimum age | 13+ in Lithuania with parental consent | 18+ |
| Platforms | iOS · Android | iOS · Android · macOS · Windows (beta) |
| RP API | v3: ACSP_V2, RAW_DIGEST, device link | Same structure + "My QR", onBehalfOf |
| Official SDKs | Java (v3), PHP (v2) | TypeScript, Go (+ partial .NET) |
| PDF signing | Via partner platforms | PAdES B-LT + RFC 3161, online validator |
| Users / transactions | 3.7 million+ · ~100 million a month | Not published |
| Pricing (RP) | Public: €0.109 → €0.0106 / transaction | Not published |
| Availability | 99.98% | Not published |
Device link, ACSP_V2, rpChallenge — the anti-fraud model the Baltics rolled out in 2025 is in Mongolia from day one.
Smart-ID allows biometric onboarding only for returning users; e-ID Mongolia does it directly via DAN.
Its organization CA has become the trust anchor of the national data exchange layer.
Server-side Common Criteria and regular conformity audits. The strongest proof of trust.
SEB and Swedbank drove Smart-ID's growth. Start with Mongolian banks on KYC and login.
Regularly publish users, transactions, availability and the RP price list.
Get the national root into trust lists such as Adobe AATL, and publish the PIN lockout thresholds.